Workers’ compensation is designed to help injured workers by allowing them a streamlined way to obtain compensation while they recover from their injuries. The Georgia workers’ compensation program is a no-fault program, meaning an employee will not be required to show that someone other than himself was at fault for his injuries. Of course, an injured worker must be able to prove that the injury occurred while on the job or through the performance of job-related activities.
Despite the good intentions behind the workers’ compensation program, sometimes obtaining benefits can be difficult. This may be because an employer contests the claim, arguing that the injury did not occur at work or that the specific injury alleged is not a covered type of injury. In fact, earlier this month, a local Georgia news source issued a report outlining the difficulties that Georgians who are injured on the job have in obtaining workers’ compensation benefits.
According to the recent report, approximately one in five Georgians who missed a week or more of work reported having “big problems” in obtaining their benefits. Making matters worse, in many cases, injured workers rely on these benefits to pay for the medical expenses related to the injury. The troubles injured employees have can range from repeated delays on the part of the insurer to contested claims. Roughly half of those reporting “big problems” explained that their employer or the employer’s insurance carrier did not want to provide the necessary level of care in the wake of their injury.